Stripe debuts AI foundation model for payments

Stripe, the global fintech powerhouse, made a splash at its annual Stripe Sessions event on Wednesday, unveiling a wave of new products and capabilities that signal its growing ambition in AI, digital payments, and global financial infrastructure.

AI-Powered Payments Take Center Stage

Leading the announcements was the launch of Stripe’s new AI foundation model for payments, trained on tens of billions of past transactions. According to Emily Glassberg Sands, Stripe’s Head of Information, the model captures “hundreds of subtle signals” about each payment that traditional fraud systems might miss.

The result? A 64% increase in fraud detection rates for large businesses, particularly against card-testing attacks, a common form of credit card fraud. Sands noted that the new model’s self-supervised learning capabilities allow Stripe to finally harness its vast transaction data at scale.

Stripe's President of Product and Business, Will Gaybrick, emphasized the strength of generalized models: “They just perform better and adapt better to changes in fraud patterns,” he said.

Stablecoin and Multicurrency Innovations

Stripe also announced the rollout of stablecoin-backed, multicurrency cards in partnership with fintech startups like Ramp, Squads, and Airtm. These cards aim to simplify cross-border transactions by letting businesses operate in a single currency across multiple countries, streamlining operations and reducing exchange costs.

The move follows Stripe’s recent acquisition of Bridge, a stablecoin payments platform, signaling its commitment to integrating blockchain-powered financial tools into mainstream business infrastructure.

Introducing Stripe Orchestration

Another standout launch is Stripe Orchestration, a dashboard feature that lets businesses manage multiple payment providers from one interface—whether they use Stripe’s own payment processing or not. This could be especially valuable for enterprises that operate across regions with varied financial regulations and payment preferences.

Major Customer Win: Nvidia Migrates to Stripe Billing

In a notable case study, Nvidia migrated its entire subscriber base to Stripe Billing in just six weeks—what Stripe claims is its fastest-ever enterprise migration. Nvidia was already a Stripe Payments customer, but this rapid billing transition highlights the platform’s appeal for managing complex revenue flows.

Expanding Reach and Capabilities

Other key announcements from Stripe included:

• Smart Disputes: An AI tool to automate dispute handling
• Stripe Terminal: Now compatible with third-party hardware, starting with Verifone
• Managed Payments: A merchant-of-record solution for global expansion, handling taxes, fraud, disputes, and fulfillment
• Global Payouts: Enables payments to customers and contractors worldwide using just an email
• Stripe Tax: Now available in 102 countries, offering end-to-end tax automation
• 25 new payment methods added, including UPI (India) and PIX (Brazil)
• Klarna support coming to Stripe’s Link consumer payments product this summer

Stripe also highlighted adoption of its billing tools by AI leaders such as OpenAI, Anthropic, Perplexity, Windsurf, Cursor, and ElevenLabs, reinforcing its status as the financial backbone of the growing AI sector.

A Fintech Giant Doubling Down on AI and Global Payments

With these announcements, Stripe is staking its claim as not just a payment processor, but a full-stack global finance and automation platform. From real-time fraud detection to stablecoin-native commerce, Stripe is weaving AI and programmable infrastructure deeply into the future of fintech.